Hub 2025 Report: Shocking 73% of North American Companies Are Underinsured

Is your organization ready for the future? According to HUB International's 2025 Outlook Report, titled North American Insurance Market Outlook: Strategies for Resilience in 2025, businesses must adapt to evolving insurance trends and emerging risks. This report serves as a crucial guide, offering actionable strategies to ensure resilience. A bold statement supporting this is that 73% of companies are currently underinsured, indicating a significant gap in preparedness.

HUB International's comprehensive analysis delves into shifts in market dynamics, providing insights that can help organizations navigate the complexities of the upcoming year. The report emphasizes the importance of leveraging data-driven insights and strategic insurance options to protect profitability and build a resilient future. In an era where regulatory landscapes are constantly shifting, staying informed and proactive is essential for long-term success.

The HUB 2025 Compliance and Benefits Summit aims to assist business leaders in understanding the latest compliance updates. With a complex and ever-changing legal landscape, it is challenging for organizations to stay compliant. HUB offers in-depth discussions on fiduciary duty, the shifting regulatory environment, and strategies for maintaining compliance. These summits provide valuable insights into what these updates mean for businesses, ensuring they remain aligned with current regulations.

In a recent BMI report sent to Rigzone by the Fitch Group, projections indicate that the Henry Hub price will average $3.2 per million British thermal units (MMBtu) in 2025 and $3.6 per MMBtu in 2026. Such forecasts are critical for energy companies planning their budgets and investments. Understanding these price movements allows businesses to make informed decisions about resource allocation and operational adjustments.

The U.S. Department of Energy is reportedly considering funding cuts to four of the seven hydrogen hubs selected under a $7 billion federal program. This decision could significantly impact the development and implementation of hydrogen technologies across the nation. As the energy sector continues to evolve, staying updated on government policies and funding opportunities is vital for organizations involved in renewable energy initiatives.

HUB’s 2025 North American Outlook Report outlines specific challenges facing organizations today. By preparing for these challenges, leveraging data-driven insights, accessing strategic insurance options, and committing to employee well-being, companies can safeguard their profitability. The survey findings emphasize four key takeaways for organizations aiming to thrive amidst uncertainty. These include enhancing risk management practices, embracing technological advancements, fostering a culture of innovation, and prioritizing workforce health and safety.

The report underscores the necessity of aligning organizational strategies with broader market trends. Businesses that fail to adapt may find themselves at a disadvantage in an increasingly competitive environment. Moreover, the report highlights the significance of employee well-being as a cornerstone of organizational resilience. Companies that invest in their workforce are more likely to achieve sustainable growth and maintain a competitive edge.

As we approach 2025, the insurance industry is witnessing unprecedented changes. Evolving customer expectations, technological innovations, and regulatory pressures are reshaping how insurance products are designed and delivered. Organizations must be agile and responsive to these changes, ensuring their offerings meet the needs of modern consumers while complying with relevant regulations.

Data-driven insights play a pivotal role in shaping strategic decisions. By analyzing market trends and consumer behavior, businesses can develop targeted solutions that address specific pain points. This approach not only enhances customer satisfaction but also strengthens brand loyalty. Furthermore, leveraging technology can streamline operations, reduce costs, and improve overall efficiency.

Committing to employee well-being is another critical aspect of building a resilient organization. Employees are the backbone of any company, and their physical and mental health directly impacts productivity and performance. Offering comprehensive benefits packages, flexible work arrangements, and wellness programs can create a positive work environment conducive to success.

In conclusion, the insights provided by HUB International's 2025 Outlook Report offer a roadmap for organizations navigating the complexities of the modern business landscape. By adopting forward-thinking strategies and embracing change, companies can position themselves for long-term success in an uncertain world.